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How To Get Car Storage Insurance?

by Carmen PickelOctober 16, 2021,
How To Get Car Storage Insurance?

If you own a car, you know how expensive it can be to maintain and repair your vehicle. Did you know that there are different types of auto insurance? One type of insurance is called storage insurance. This type of auto insurance protects your vehicle in most non-moving situations.

If you aren’t driving your vehicle for a while, you may think of reducing your auto insurance costs. In this case, you can get car storage from your usual insurance company. It's not the cheapest option, but it is convenient and will save money in the long run.

It's typically part of a full coverage auto insurance policy. Storage insurances protect against damage from theft or vandalism. It can remain safe when the car is not being used or driven on public roads, including storage at home, work, school, or other locations away from the insured driver's primary residence. 

This includes garages and parking lots where the insured has permission to park their vehicle. The policy covers damage by natural disasters like floods and earthquakes during this period and liability for injuries caused by accident with another person while parked at one of these locations.

It protects your vehicle in most non-moving situations. This can include damage from vandalism or theft, as well as weather and fire damage. It's typically part of a full coverage auto insurance policy.

You'll have peace of mind knowing that if anything happens to your vehicle while it's being stored, it will be covered by the same policy as to when it was driven on public roads. This means there are no gaps in coverage.

There will be no additional premiums to pay when adding storage to an existing policy. The only thing that changes is how much excess applies should something go wrong with the vehicle during its storage period. This could save hundreds every year.

To learn more about different types of car insurance, visit Lakeville Motor’s Blog section.

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